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Chapter Five
A BALANCED
FAMILY BUDGET
B
UDGETING! Many husbands and wives, it seems, get un–
comfortable when anyone mentions this touchy subject.
Some are convinced they make too little money
to
budget. Others think they have no head for figures and can't
make a budget work.
So, for most people, money matters continue year by year
to
be a frightful experience!
But money problems are not necessary-even for you.
Let's look at the principles of budget revealed in the Bible,
and learn how to overcome money troubles once and for all.
First, here are four keys of financing. They are essential before
any budget can be put into operation:
•
Make budgeting a family project.
Get everyone involved.
Of
course,
the husband as head of the family should take the
lead in planning and sticking
to
a budget. But the counsel and
cooperation of family members is necessary.
If
you are a husband, remember that you and your wife are
"heirs together of the grace of life" (I Pet. 3:7). By all means
consult your wife on how the family income is spent. Perhaps
she has more time or skill than you to devote
to
record-keeping,
or
to
the mechanical process of writing the checks to pay the
bills. At the least, your wife should be aware of what is happen–
ing, so she can offer wise counsel and be able to handle the job
if anything should happen
to
you.